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June 16, 2026
White semi-truck with a long trailer reading Summit Logistics Group parked at a Colorado rest area, snow-capped mountains in the background.
When a truck driver is listed as an independent contractor rather than an employee, insurers will use that distinction to push liability off its client and onto a driver who may have limited coverage. Many people assume that when a truck causes a crash, the company whose name is on the trailer is responsible. That...
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