In this case, our client was driving a work vehicle for his company while on the way to a jobsite. He was T-boned by two other drivers when they ran a red light at high speed. The client had severe back injuries.
In Colorado, if you are working and are injured by someone else in a car crash, you might be able to make a claim under your employer’s Underinsured (UIM) or Uninsured Motorist Coverage, which is designed to protect drivers from people who do not have insurance or insufficient coverages. In this case, our client sued the at-fault drivers and made a request for the Underinsured Motorist insurance carrier to evaluate his case.
The UIM carrier refused repeatedly to evaluate the case, review documents, or respond to our office. We had to have several hearings with the judge just to get the insurance company to respond to our office and when they did their first offer was $0.00. As the case progressed, Travis Legal Offices, LLC was able to show the insurance carrier mishandled the UIM claim and made mistakes in adjusting, reviewing and responding to our offers.
In the end, a total settlement was reached for $1,525,000 which was more than the policy limits.
If you believe an insurance company is not handling your claim right, not responding to your demand or communicating with you – contact our office as you may have a claim for bad faith or breach of contract. Our team is specially trained in dealing with difficult insurance companies and adjusters and will give you a free consultation on your case.